Mortgage Loan Officer (MLO)

Remote
Contracted to Full Time
Mid Level

Job Title: Mortgage Loan Officer (MLO)

Location: Remote or Hybrid (based in California)
Employment Type: Full-Time, Contractor (with potential for permanent hire)
Compensation: 100% Commission — 50/50 split on Radius-provided leads, 75% on self-sourced deals

About Radius Agent

Radius Agent is a modern real estate brokerage and technology platform that empowers real estate professionals with cutting-edge tools, AI-powered assistance, and seamless transaction management. Our mission is to streamline the homeownership process and help agents and mortgage professionals scale their businesses efficiently.

About the Role

We are seeking a dynamic, hungry, and relationship-driven Mortgage Loan Officer (MLO) to join our growing team. This is an exciting opportunity for experienced loan officers who thrive in a fast-paced environment, are passionate about educating clients, and are eager to build strong relationships with both internal and external referral partners.

You’ll have access to over 400+ active Radius real estate agents across California. Your role is to educate agents about our loan platform, increase awareness of our mortgage add-on service, and drive adoption through relationship building. You’ll also be expected to self-source and close deals while providing top-tier guidance and service to clients.

Key Responsibilities

  • Originate residential mortgage loans including purchases, refinances, conventional, FHA, VA, jumbo, etc.

  • Provide second-opinion guidance by evaluating client loan offers and identifying opportunities for improved terms or savings

  • Educate clients on mortgage options, rate structures, and potential down payment assistance programs

  • Build trust through transparent, consultative communication and guide clients from application to closing

  • Actively engage with internal Radius agents to build awareness and drive usage of the mortgage platform

  • Cultivate relationships with referral partners and self-source business opportunities

  • Use technology to manage your pipeline, track leads, and streamline the mortgage experience

  • Stay up to date on mortgage programs, rate trends, and compliance guidelines

  • Collaborate with internal teams to ensure timely and efficient loan processing

Qualifications & Requirements

  • Minimum 4 years of experience as a Mortgage Loan Officer focused on residential lending

  • Active NMLS license required

  • Strong knowledge of refinances, rate comparisons, and government-backed programs

  • Familiarity with FHA, VA, jumbo loans, and down payment assistance programs

  • Excellent communication, relationship-building, and financial analysis skills

  • Highly organized, self-motivated, and driven to close business

  • Comfortable working flexible hours including evenings and weekends as needed

What Makes You a Great Fit

  • You’re excited to build relationships and have real conversations with agents and clients

  • You love uncovering savings opportunities for clients through thoughtful analysis

  • You’re proactive in outreach and find energy in educating and empowering others

  • You thrive in a remote, tech-savvy environment and work well with autonomy

  • You value transparency, trust-building, and long-term client relationships

Why Join Radius Agent

  • High earning potential with uncapped commission — 50/50 split on company-provided leads, and up to 75% on self-sourced deals

  • Access to a large network of 400+ internal Radius real estate agents and referral partners

  • AI-powered tools and marketing support to help you close more deals

  • A forward-thinking, tech-enabled culture that values innovation

  • Opportunities to grow within a rapidly scaling company

Benefits (for permanent hires)

  • Medical, dental, and vision coverage (85% covered for employees, 50% for dependents)

  • Health Savings Account (HSA) and Flexible Spending Account (FSA) options

  • Company equity

  • Flexible paid time off and 11 paid holidays

  • Paid parental leave

  • 401(k) with 3% company match

  • Annual professional development stipend

Apply Today

Join our team and take your mortgage career to the next level with Radius Agent. We’re building a platform that’s reshaping the real estate and lending space — and we’d love to have you on board.

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